Yes. Pre-existing HSA funds or MSA monies may be rolled into a BenefitWallet HSA and will continue their tax-free status.
No. You can only roll your HSA funds into another HSA.
Yes. You are allowed a one-time transfer of funds from an IRA to an HSA. The transferred amount, when combined with other HSA contributions for the year, may not exceed your maximum annual contribution limit. The transfer must be a direct transfer from the trustee of your IRA to the custodian or trustee of your HSA.
Also, after making such a transfer, you must continue to participate in a qualifying HDHP for 13 consecutive months, beginning in the month of the IRA-to-HSA transfer. If you do not, you will be subject to income taxes and a 10% penalty tax on the transferred amount, except in the case of death or disability.
No. You cannot rollover or transfer an account balance to another person's HSA. This would result in a taxable distribution (i.e., a distribution that was not used for a qualified medical expense). Rollovers and transfers are only tax free to the extent they go from your existing HSA to another HSA set up in your name.
Under certain circumstances, yes, provided that the HRA and/or FSA do not pay first-dollar for any benefit that is covered by the HDHP. In addition, there are specific rules for how these may be combined; review the basics here, and talk with your Benefits Department or IRS.gov for full information.
Both HSAs and FSAs allow you to pay for qualified medical expenses with pre-tax dollars. One key difference, however, is that HSA balances can roll over from year to year, while FSA money left unspent at the end of the year is forfeited.
HSAs have significant advantages over MSAs, such as:
No. Transfers from your 401(k) to your HSA are not permitted.