HSA eligibility

To be eligible to open and contribute to an HSA you must meet all of the following criteria, as defined by the IRS:

• You are covered by a qualified High Deductible Health Plan (HDHP)
  • The minimum required deductibles for a HDHP cannot be less than:

  	2018	2019
  Individual coverage	$1,350	$1,350
  Family coverage	$2,700	$2,700

  • The maximum out-of-pocket expenses are capped for individual coverage and for family coverage. The maximum out of pocket limits are:

  	2018	2019
  Individual coverage	$6,650	$6,750
  Family coverage	$13,300	$13,500

• You are not covered by another non-qualified health care plan, such as a health plan sponsored by your spouse's employer, Medicare or TriCare
• Flexible Spending Account (FSA) participation is restricted to dental, vision or post-deductible medical expenses
• You cannot be claimed as a dependent on another individual's tax return