FAQs

Eligible Expenses

HRA funds are mandated by the IRS to be used for healthcare expenditures only. Approved healthcare expenditures include those expenses identified by your employer as reimbursable from the HRA that are described as Medical Expenses in Section 213(d) of the IRS code. These expenses may include deductibles, coinsurance, copayments, prescription drugs, vision care and dental care. Your employer may limit the expenses your plan reimburses; please consult with your Human Resources office for more information or call The BenefitWallet Service Center.

The IRS has a list of approved healthcare expenditures. Please keep in mind that your employer might have additional limitations. Examples of expenses that are not eligible for reimbursement include:

  • Medical expenses that are not defined as eligible under your employer's plan;
  • Medical expenses that do not meet IRS section 213(d) requirements (e.g., gym memberships, nutritional supplements, cosmetic procedures and surgeries);
  • Medical expenses incurred by you, your spouse or any eligible dependents prior to your effective date in the plan; and,
  • Medical expenses that can be reimbursed to you through any other source such as group health insurance.

If you file a manual request for reimbursement of a non-eligible expense, the request will be denied. If you used the healthcare payment card and the expense is deemed ineligible after the expense is already paid, you will be required to reimburse your account for that transaction. If you fail to reimburse the account, you may be required to pay income taxes.